Financial Planning:  “When it comes to estate planning, wealthy families don’t worry whether there will be enough money for the kids but whether the kids will be responsible enough to handle the money.  Playing a role in preparing heirs is a key way for advisors to distinguish their businesses, be more visible among centers of influence, get client referrals and maintain heirs as clients.  Each year over 7,000 estates worth more than $20 million transition from one generation to the next, but while estate planners are 98% effective at preparing these assets to be passed on, that preparation goes to waste in 70% of the cases. (In some 20% to 25% of wealthy families, the heirs end up suing each other).