USA Today:  “Nearly 60% of Americans don't have a basic will. There are all kinds of reasons for this oversight.  Some people just haven't gotten around to creating a will or trust.  Others think they don't need an estate plan because they don't have much.  Some people fear that as soon as they write a will, they'll die. . . . And if you die without an estate plan, you could leave a legacy of bad feelings and attorneys' fees.”