Yuma Sun:  “What would you want to leave behind for your family?  If your choices were A) a contentious mess, or B) a well-coordinated estate plan, you would choose option B, right? All too many of us end up with option A.  In fact, a recent national survey discovered that only 44 percent of Americans have a simple will, much less a well-coordinated estate plan.  This is a story of four best friends from school: Charlie, Keith, Mike and Stu. Each of them lived very successful lives, but their deaths brought very different outcomes.”