Contractor Mag:  “Theodore Roosevelt, the 26th president of the United States, said it: ‘In any moment of decision, the best thing you can do is the right thing.  The next best thing is the wrong thing.  And the worst thing you can do is nothing.'   This is the story of two brothers, Joe and Moe. Joe, now age 68, did the right thing by creating his estate plan at an early age, monitoring it and updating it as necessary.  Moe, now age 72, on the other hand, was a champion procrastinator.  As you will see, he did very little estate planning and what he did was out of date.”