US News & World Report: Preparing your finances for your death is a topic many don't want to talk about. Death is inevitable, however, and if you don't take the time to plan, your wishes (and your family's financial security) could be at risk.

Everyone should make a few preparations to ensure that decisions are made with the right frame of mind and not out of emotion or grief. Creating a will, naming an executor, and considering your estate are all extremely important. In addition, talk to your family about the following four topics: