Barrington Patch: Lisa, if something happened to my husband and me, who would take care of our young children? We have heard that we need to appoint a guardian. However, we are confused and don't understand the necessary steps we must take. Would you please explain how we go about appointing a guardian and some of the issues we should consider? – Cheryl
Thanks for your question, and I certainly understand your concern. Choosing who will raise your minor children if you and your husband die is probably one of the most difficult decisions parents must make – my husband and me included. This task is often so tough that many parents never do it.