Patriot News:  “Decide now how to distribute your assets and protect your family after your death, or the state  . . . will decide for you.  ‘Dying without a will — everything gets thrown in one big pot, and goes in an undefined way to undefined recipients,' said Elyse Rogers, a partner with Keefer Wood Allen & Rahal LLP in Harrisburg.   Even the most basic estate planning may require professional assistance, but help can be affordable and often prevents litigation that can tie up your estate or diminish your legacy.  ‘I try to make people understand that your estate planning is a lot more than writing a will,' Rogers said.  ‘It’s beneficiary designation and joint ownership and how we pass assets outside the will.'”